Landlords Insurance
 Landlords and Homeowners often have full time jobs as well as buy to let investments, it is therefore frequently the case that with so many demands on their time they cannot always be available to handle day-to-day events connected with their property.
If this sounds like you then using a letting agent offering full property management could be an essential and economical way of ensuring the smooth running of a tenancy, while protecting the property and still making a profit. |
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Whilst letting your property through a specialist letting agent is not strictly necessary, a good agent will take some of the effort out of the job of finding and selecting tenants, drawing up tenancy documents, and the day-to-day maintenance of the property.
Because you are quite literally placing your property in their hands, the choice of a letting and managing agent is as important as in choosing any other professional such as a solicitor or accountant.
Unfortunately demand for property to rent has encouraged many firms and individuals to set up as letting agents many of them are completely unregulated and have little or no experience, do not operate bonded client accounts or are bound by any code of practice. Remember, as the landlord you may be personally liable for any mistakes made by your agent. So choose carefully.
Specialist Protection for Landlords
The majority of landlords in the UK are exposed to unnecessary risk because they don't have adequate insurance. Unlike some insurance policies, HomeLet's policy doesn't just cover the building - it can offer insurance against your tenant defaulting on their rent; or insurance which covers you for 90 days when your property is empty; and your contents - with solutions tailored for whether your property is fully furnished or not.
Specialist Protection for your rent
In today's economic climate it's never been more important to make sure your rental income is safe. Even the best tenants can fall on hard times but with HomeLet you can relax in the knowledge that if something unexpected happens, your rent will be paid. Their in-house claims team are experts in their field, meaning that claims will be dealt with swiftly, and they'll even cover your legal expenses if you need to have the tenant evicted.
Comprehensive Buildings Insurance
HomeLet's comprehensive buildings insurance not only protects you against all the things you'd expect, but it's also there to help with a lot more besides, including 90 day cover when your property's empty and loss of rent and re-letting costs. Plus, if you've got more than one property, why not take out Landlord's Portfolio Insurance. You could save up to 45% compared to some policies, and you'll only have one renewal date to worry about.
Contents Cover for rented Properties
Whether your property is let fully-furnished, or you've only left white-goods, carpets and curtains, you still need insurance. In fact, as a landlord you need cover in case the tenant, or one of your employees has an accident at your property, like tripping on a carpet or burning themselves on a faulty cooker.
Tenants Insurance
An essential you can't afford to be without
No matter how careful you are, life happens. Things get damaged, homes get broken into and areas get flooded. None of it is your fault, but that doesn't mean you won't have to pay to fix things. HomeLets policy won't just protect your belongings, it'll keep your deposit in one piece too. Call HomeLet now on 0845 117 6000 and get the cover you need.
Protecting your rental deposit
From a spilt glass of wine to an iron mark on the carpet, accidents happen to the best of us. But when you live in a rented home, you might not realise that your landlord could take the cost of the repairs out of your deposit. With cover from HomeLet you don't have to worry, because they give you £2,500 worth of cover against accidental damage to your landlords contents, fixtures and fittings.
Protecting your contents
Your landlord's own insurance won't cover you if you accidentally damage their property, and it definitely won't cover you if your own belongings are damaged or stolen from your home. That's why at HomeLet they've designed a home contents insurance policy specifically for tenants. The last thing you need after an accident, burglary, fire or flood is a mounting bill just for the things you take for granted. Don't get caught out, HomeLet Tenant's Contents Insurance + could be just what you need.
Protecting your valuables
HomeLet's policy will also protect specified items like your digital camera, an iPod or your handbag whilst you're out and about.
